Ignoring a risk does not make it go away.

Beginning with an understanding of you, your circumstances and your plans we can begin to build a "needs analysis" that measures your risks and the types of policies that are needed to manage these risks. Then we can survey the market for the most appropriate policy.

Business risk is also evaluated for small business owners to ensure their business is well protected in the event of illness to the major owners.

We advise on:

• Life Insurance
• Total and Permanent Disablement
• Income Protection
• Trauma
• Key Person policies
• Buy/Sell funding